Earn cash back on debit card purchases and refunds on ATM withdrawal fees.*
You might think of the mall as the perfect paradise — or your worst nightmare come to life. Whatever your opinion, we have a way to brighten everyone's day. Get paid to go shopping with free Kasasa Cash Back®!
This free checking account pays you 3.00% cash back* on everyday purchases — up to $108 a year* — and refunds on ATM withdrawal fees, nationwide! You can easily keep track of your extra cash, thanks to free services like online banking and E-Statements. Best of all, there's no minimum deposit to open your account. Open yours online today!
- Free checking that pays you back
- 3.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $300 in purchases monthly
- Earn up to $108 cash back per year, $9 per month
- Refunds on ATM withdrawal fees, nationwide (up to $10 monthly)*
- Link to free Kasasa Saver® to build savings automatically
- No monthly service charge
- No minimum balance to earn rewards
- Free online banking
- Free E-Statements
- Free telephone banking
- Free MasterCard® debit card
- Nationwide surcharge-free ATM access via SHAZAM's Privileged Status® program
- Unlimited check writing
- $25.00 Minimum to open
It's Easy to Earn Rewards!
To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Have at least 1 ACH debit or credit transaction post and settle
- Be enrolled in and agree to receive E-Statements
- Be enrolled in and log into online banking monthly
That's it! Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your cash rewards the very next cycle that you qualify.
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s): (1) Kasasa Cash Back: 3.00% cash back on up to a total of $9.00 on debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back may be earned per Monthly Qualification Cycle ; (2) Kasasa Saver: Balances up to $7,500.00 receive APY of 0.30% and balances over $7500.00 earn 0.15% interest rate on the portion of balance over $7500.00, resulting in a range from 0.30% to 0.15% APY depending on the account's balance. (3) ATM Fee Reimbursements: In addition, you will receive reimbursements up to $10.00 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within 60 calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash Back qualifications are not met, no cash back payments are made, ATM fees are not refunded and all balances in Kasasa Saver account earn 0.05% APY. Interest, cash back payments and ATM fee reimbursements from your linked Kasasa Cash Back account will be credited to your Kasasa Saver Account on the last day of the current statement cycle. APY = Annual Percentage Yield. APY's accurate as of 04/20/2016. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly ACH debit or credit posted per statement cycle, 12 debit card purchases posted and settled monthly, access online banking monthly, and receipt of electronic statements are qualifications of this account. Limit 1 account per social security number. A Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.